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Credit Policies & Procedures

Simple Application — Prompt Approval

If your company is profitable and your credit history reflects timely bill payment, the chances are excellent that your credit will be approved for a lease with American Bank Leasing.

Application-Only Leases for Transactions up to $150,000!

American Bank Leasing provides leasing and financing for transactions up to $150,000 based on a simple one-page application .

Credit decisions are based on three primary factors:

  • FICO Scores: Your willingness to pay obligations, as reflected in the credit bureau reports of the principals of your company.
  • Bank Balance: A Commercial Bank reference demonstrating an adequate average bank balance.
  • Longevity: The length of time your company has been in business is a measure of your staying power.

Transactions Over $150,000

For transactions over $150,000, the application process is virtually the same!

Checklist for supplementary information for transactions over $125,000Checklist for supplementary information needed for transactions over $150,000

Contact us for details.

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